[General provisions]

The cookie policy refers to cookies and applies to the website available at the Internet address https://myfundingaccount.com/, operated by My Funding Account P.S.A.
Company with its registered office in Katowice at ul. Al. Wojciecha Korfantego 138A, 40-156, entered into the National Court Register by the Katowice-East Regional Court, VIII Economic Division of the National Court Register under the number KRS: 0001023771, with a tax identification number NIP:6343021306 , with a capital of PLN 10,000.00, email: contact@myfundingaccount.com, hereinafter referred to as the Operator. The cookie policy is an attachment to the Terms and Conditions and is an integral part of it, and all terms used in it have the meanings defined in the Terms and Conditions.

Cookies are small text files that are locally stored in the intermediate memory of the web browser on the computer from which the website was visited. Cookies allow the identification of the web browser, in order to optimize the content offered by the website and simplify the use of this website. This data is not used for personal identification of the person who visited the website.

The Operator is the entity that places cookies on the end user’s device and has access to them.

From the moment of connecting to the Internet system, the Operator receives information about the location data, Internet identifiers (IP addresses), types of web browsers, devices and systems used by the person, and the time of connection to the website.

Data collected automatically using cookies may be collected only for the purpose of performing specific functions for the User. Such data is encrypted in a way that makes it inaccessible to unauthorized persons.

The Operator uses cookies for the following purposes:

– to adjust the content of the website of the Online Service to the User’s preferences and optimize the use of the Online Service, in particular, these files allow to recognize the device of the person using the Online Service and appropriately display the subpage, adapted to his individual needs,

– to create statistics that help to understand how people use the Online Service, which allows to improve its structure and content; the analysis of these statistics is anonymous; statistics are also used to assess the popularity of the Online Service,

– Login capabilities,

– maintaining the session of the person using the Online Service (after Login), so that they do not have to enter login and password again on each subpage of the Online Service,

– remembering the type and quantity of Products added to the basket,

– ensuring the security and reliability of the online system.

The website uses two main types of cookies:

– „session” cookies and

– „persistent” cookies.

Session cookies are temporary files stored in the user’s device until the user logs out, leaves the website, or turns off the software (web browser).

Persistent cookies are stored in the user’s device for a specified time in the cookie parameters or until the user deletes them.

Cookies can be:

– „necessary”, meaning they enable the use of services available on the website, such as authentication cookies used for services requiring authentication on the website; security cookies, such as those used to detect authentication abuse on the website,

– „performance”, meaning they allow the collection of information on how the website is used,

– „functional”, meaning they allow the „remembering” of settings and interface customization selected by the person using the website,

– „marketing”, meaning they enable the delivery of marketing content more suited to the interests of people using the website,

– „analytical”, meaning they help in better understanding how the website’s users interact with its content, to better organize the website layout; they collect data on how the website is used, the type of page the users were redirected from, and the number of visits and time spent on the website; they do not record specific personal information of the person using the website, but are used to compile usage statistics aggregated in degree; for this purpose, the operator uses the Google Analytics solution.

[Change of cookie file settings]

The user of the website can change the settings regarding cookie files at any time, specifying the conditions for their storage and access to the cookie files by the device used by the website user. These changes can be made through the browser settings or through the service configuration. It should be noted that most web browsers are set by default to accept cookie handling in the end device. The changes may, in particular, consist of blocking the automatic handling of cookies in the browser settings or informing about each placement of cookie files on the device used by the cookie files. Detailed information on the possibilities and methods of handling cookie files is available in the browser settings of the website user.

Limiting the use of cookie files may affect some of the functionalities available on the website.

[Deleting Cookies Files]

The user of the website may delete the cookies files at any time using the available features in their internet browser.

                                                                                                                          [Cookies Files Placed by Third Parties]

The website also uses cookies files placed by third-party entities providing services to the Operator and allowing for the personalization of marketing activities and the evaluation of their results. More information about these cookies files may be available on the individual websites of these entities.

Google Analytics – Website analysis cookies files collect information about how the users use the cookies files, the type of page from which the users were redirected to the website, and the number of visits and the length of their stay on the website. These files do not record specific personal data of the user but are used to produce usage statistics in an aggregated form.

Social – Cookies files collected when sharing content on social media sites such as Facebook, Twitter, Google+, Pinterest, etc., logging in using a social media site such as Facebook, etc., watching videos such as YouTube, Vimeo, etc.

Advertising – Cookies files saved by companies implementing advertising campaigns on behalf of advertisers, allowing for limiting the number of ad displays within the scope of the campaign, delivering advertisements that match the interests of the user of the website, and measuring the effectiveness of advertising campaigns.

                                                                                                                                               [Security]

The website is equipped with security measures aimed at protecting data under its control from loss, improper use, or modification.

                                                                                                                                      [Final provisions]

In matters not regulated by the Cookies Policy, the applicable general provisions of the law, including the regulations contained in the Regulation of the European Parliament and Council (EU) 2016/679 of April 27, 2016 on the protection of individuals with regard to the processing of personal data and on the free movement of such data and the repeal of Directive 95/46/EC (General Data Protection Regulation), shall apply.

The operator reserves the right at any time to change or supplement the Cookies Policy causing changes to essential provisions for important reasons, including:

– a judgment or decision by a general court or a state authority resulting in the need to change the Cookies Policy,

– changes in the generally applicable legal provisions,

– a significant change in the market situation in the scope of the operator’s activity,

– improvements by the operator in terms of security, functionality or level of protection of collected data,

– the expansion or improvement of the functionality of the Website or the discontinuation of some functionalities within the Website,

– changes in the operator’s activity (its expansion or limitation),

accordingly to these reasons or effects of changes. Changes cannot deprive users of rights already acquired and shall take effect in the future, i.e. from the date of their introduction. A person who does not agree to the change of the Cookies Policy may at any time stop using the Website.